James Thow ,B.Sc.,CFP (604) 351-7868

Thow Financial Services

Thow Financial ServicesThow Financial ServicesThow Financial Services

Thow Financial Services

Thow Financial ServicesThow Financial ServicesThow Financial Services

James Thow ,B.Sc.,CFP (604) 351-7868

Income for Life, Estate Distribution & Tax Efficiency

Planning Futures

A Proven Approach

A Proven Approach

Since year 2000, we have helped create portfolios to meet clients long-term financial goals. Have questions about investments, taxes, retirement, and estate planning? We would be glad to help. 

A Proven Approach

A Proven Approach

A Proven Approach

We start by explaining the different ways we can help. We analyze your goals and compare them to your current portfolio. Then we recommend an investment strategy designed to meet those goals.

Why Us?

A Proven Approach

Why Us?

After more than 25 years in the financial planning profession, I have learned that clients best interest come first. Therefore you can count on unbiased recommendations and impartial guidance. And a commitment to ethics and integrity. I am fully licensed and credentialed.

US Tariffs & Inflation & Interest Rate

    Emotions & Investments Don't Mixed - Invested Long Term

      Recession Come & Recession Go - Stock Market Kept Climbing Higher!

      1/3

      Market Rise & Market Drop - It Natural!

        Investments Update

         Riding The Wave: Building Resilience Amid Volatility | Manulife Investment Management  


         Episode 106: U.S. trade policy in review—how “Liberation Day” tariffs roiled markets | Manulife Investment Management 


         MacroMemo - April 30 - May 27, 2025  (RBC GAM)



        Find out more

        2025 Global Outlook

        Manulife Outlook (pdf)

        Download

        Sunlife SLGI Outlook (pdf)

        Download

        Desjardin Outlook (pdf)

        Download

        Cdn Life Outlook (pdf)

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        RBC Outlook (pdf)

        Download

        IMF Outlook (pdf)

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        What is Guaranteed Investment Funds - GIF

        Just in case you did not know, all your accounts with me is Guaranteed Investment Funds. Can only be sold by life insurance companies. I am brokers to all the major companies.

        Probate & Estate Planning

        Probate fee can add up to ten of thousands of dollar? 

        GIF = Zero Probate Fee!

        Client Accounts Access

        IDC Client Vision:  Login (wealthserv.com) 


        Client Services: Email or Call me

        Find out more

        Manulife:      Welcome to Manulife Investment Management - Manulife Online Access 


        Client Services: 1-888-790-4387 (till 8pm EST)

        Find out more

        Sunlife:  

         iFAST Reference App 


        Client Services: 1-844-753-4437 (till 8pm EST)

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        It is never too early to get started on your investment plans. Tell us more about your goals, and we will get you started on a plan to achieve them.

        Thow Financial Services

        4151 Cavendish Drive, Richmond, BC, V7E 5N4

        Phone: (604) 351-7868 Fax: (604) 272-5369 james@thowfinancial.com

        Hours

        Monday - Friday: 9am - 5pm

        Saturday - Sunday: By appointment


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